Making Your Money Safer & Stronger
Experience the Peace of Mind from having your financial house in order.
Have you been worried about your financial future? Does the fear of running out of money haunt you? At Cornerstone Financial, we have the expertise and care to solve these nagging issues.
your trusted advisor
cornerstone financial
wealth management
Wealth management is the art of providing options and directions to clients about their financial assets. Chris Clayton at Cornerstone Financial knows that everyone has their own comfort zone with risk and security. The wealth management he provides can lift a burden from clients who do not have the time to track their assets and guide them toward growth.
investing
life Insurance
Life insurance consists of many different types of products that provide their own advantages and disadvantages. Most people are not aware of the variety of insurance products available. Cornerstone Financial can explain what type of financial benefit that each product provides, so you can more easily decide if one of them can improve your portfolio’s long–term needs.
Peace of Mind
Experience the peace of mind that comes from taking control of your financial future now.
Confidence
Experience the confidence of knowing your financial house is in order to help secure your future.
Freedom to enjoy life
Go into retirement knowing you will have the freedom & ability to do the things you want to do.
Ready to take your next steps?
Join hundreds of others who are in a safer stronger path to retirement.
Client testimonials were not paid, reflect individual experiences, and are not indicative of future results. No conflicts of interest exist.
You Can Have A Worry Free Retirement.
Schedule A Call
Meet with Chris so he can get to know you & help yo define your retirement goals.
Go Through Planning Process
Through a series of meetings, Chris will help you put together a comprehensive plan.
Periodic Review
Stay Commited to your retirement goals. A Stress Free retirement is here for you.
Get In touch
Get in contact or Schedule an Appointment
PHONE
(985) 626-7574
FAX
(985) 951-2082
address
801 Asbury Drive Ste. D.
Mandeville, LA 70471
How Do I Make Sure I Don’t Run Out of Money in Retirement?
We help you build reliable lifetime income, supported by diversified growth and risk‑management strategies. Our one‑page financial model shows your full retirement picture, and we align investments to your risk tolerance. We also use market‑linked strategies designed to reduce exposure to market downturns.
How Do I Reduce Taxes in Retirement and Avoid Overpaying?
We review your taxable, tax‑deferred, and tax‑free accounts, evaluate Roth conversions, explain RMDs, and sequence withdrawals to help lower taxes and IRMAA. We coordinate with your CPA and apply retirement tax‑planning strategies refined over decades.
What Should I Do with My Money After Selling My Business?
A business sale is a significant financial event. We help you understand tax implications, diversify proceeds, replace business income with dependable retirement income, update estate planning, and address lost key‑man coverage. Our team guides business owners through a structured retirement plan tailored to their goals.
Is a 1% Financial Advisor Fee Really Worth It?
Our 1% financial advisor fee includes comprehensive planning, investment management, tax coordination, insurance review, long‑term care guidance, and ongoing support. With a 97% retention rate, clients stay because they find value in our approach. The greater risk often comes from insufficient planning or missed tax‑saving opportunities.
How Do I Create Guaranteed Income for Life in Retirement?
Longevity is one of the biggest retirement risks. We help you build dependable lifetime income using Social Security, pensions, and carefully selected annuities structured to provide predictable monthly income. When essential expenses are covered by guaranteed income, retirees often experience greater confidence and stability.
What’s the Difference Between Fee‑Only and Commission‑
Based Advisors?
Fee‑only advisors charge fees; commission‑only advisors earn from products. Our hybrid model combines fee‑based investment management with commission‑based insurance solutions, offering a broader range of options without single‑product bias. As fiduciaries, we put your interests first and use no‑load insurance products where commissions do not reduce your benefits.
How Much Money Do I Need to Retire With $200K+ in Annual Income?
Your retirement number depends on taxes, inflation, longevity, risk tolerance, and lifestyle. While 4% withdrawals are a common guideline, coordinated strategies using private pensions and alternative investments may support different withdrawal levels. We calculate a personalized retirement number based on your income, assets, and goals.
Do I Really Need Long Term Care Insurance as I Get Older?
Do I Really Need Long Term Care Insurance as I Get Older? With 70% of people needing care and Louisiana nursing home costs rising, long‑term care is a major financial risk. We offer modern LTC contracts with tax‑free cost‑recovery features, fixed premiums, and paid‑up options. Self‑funding may work for short claims, but extended care often becomes costly, making risk‑transfer an important consideration.